Many people begin an insurance claim by contacting their insurance representative and providing all the details required. In many cases, their first step should really be to call a public insurance adjuster. Unlike dealing with the adjuster sent by by the insurance carrier, the private insurance adjuster works for you, the customer. Because the determination of the worth of the loss depends upon the claims adjuster who is a staff member or contractor of the insurer, it might be good to have somebody experienced looking out for your best interests. Many people do not know that public adjusters also exist and would certainly not know to engage one after a residential or commercial property damage claim.